If you are disabled...
THE PROBLEM: During a period of disability, income is reduced and expenses escalate. Typically, disability benefits pay only a portion of income. However, during an extended disability, medical bills surface as a result of deductibles, co - payments and non-covered expenses.
THE RESULT: Depleted savings, late payments and credit rating damage.
THE SOLUTION: Credit disability insurance will make your payment until you can return to work or until the loan is paid off, whichever comes first.*
If the worst happens...
THE PROBLEM: Any existing life insurance is already dedicated to education, mortgage elimination, normal living expenses, and other essentials. This new debt reduces the amount of life insurance protection by the amount of the loan.
THE RESULT: Hardship for your family, Family goals not met
THE SOLUTION: Credit life insurance pays off the scheduled balance of your loan in the event of your death*
IN ADDITION: No physical required, simply meet eligibility requirementsAffordable premiums that can be financed with your loan
* Refer to your certificate for a complete explanation of benefits