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Credit Cards

Our Gold Visa Credit Card is the gold standard in security and value.  With no annual fee, a low fixed rate and complete card controls to reduce fraud and control spending; the PFCU Visa is the card you'll want at the top of your wallet. You can use your PFCU Visa online and in-stores worldwide, wherever Visa is accepted. Save even more by transferring higher-rate balances to your PFCU Visa.

  • Fixed rate of 9.90% APR*
  • No annual fee
  • No balance transfer fee
  • No penalty APR - your rate won't jump if you make a late payment
  • Enhanced security and control with the CardValet app

To apply for a credit card; return this application, stop by the branch, call us or apply through online banking.

Secured Visa

For those who may not qualify for our traditional Visa, or are looking to build or repair credit; we offer a Secured Visa.  You'll place funds equal to the credit limit on hold in a Savings account as collateral for the credit card. As you use the card and make on-time payments, this will be reported to the Credit Bureau and can improve your credit score.


*APR = Annual Percentage Rate. Subject to loan approval. Visa Credit Card Application Disclosure